How to Pay NEPA/Electricity Bills in Nigeria (2026 Guide)
2026-01-10
Paying electricity bills in Nigeria doesn't have to be stressful. Whether you have a prepaid or postpaid meter, this guide covers all the ways to pay your "NEPA bill", from traditional methods to paying in an app.
Quick Answer
Pay your electricity bill from your phone with the RizPay app. Pick your DisCo, enter your meter number, check the name on the meter, and confirm with your PIN.
Understanding Nigerian Electricity Billing
DisCos (Distribution Companies)
Nigeria has 11 electricity distribution companies (source: BusinessDay):
| DisCo | States Covered |
|---|---|
| Ikeja Electric (IE) | Lagos (Northern areas) |
| Eko Electric (EKEDC) | Lagos (Southern areas) |
| Abuja Electric (AEDC) | FCT, Kogi, Nasarawa, Niger |
| Port Harcourt Electric (PHED) | Akwa Ibom, Bayelsa, Cross River, Rivers |
| Kano Electric (KEDCO) | Jigawa, Kano, Katsina |
| Kaduna Electric (KAEDCO) | Kaduna, Kebbi, Sokoto, Zamfara |
| Jos Electric (JED) | Bauchi, Benue, Gombe, Plateau |
| Benin Electric (BEDC) | Delta, Edo, Ekiti, Ondo |
| Ibadan Electric (IBEDC) | Kwara, Ogun, Osun, Oyo |
| Enugu Electric (EEDC) | Abia, Anambra, Ebonyi, Enugu, Imo |
| Yola Electric (YEDC) | Adamawa, Borno, Taraba, Yobe |
Prepaid vs Postpaid Meters
- Prepaid meters: You buy electricity tokens in advance. No monthly bills - you pay as you go.
- Postpaid meters: You receive a bill based on estimated or actual usage. Pay monthly.
Method 1: Pay with the RizPay App
- Download RizPay from Play Store or App Store, or use it on the web at my.rizpay.app
- Create an account and fund your wallet by bank transfer
- Go to Electricity
- Select your DisCo
- Enter your meter number and check the name that comes back
- Enter the amount
- Confirm the payment
For prepaid meters your token is on the receipt once the purchase completes. If the purchase fails, the money goes back to your wallet automatically. There is no RizPay fee on electricity payments.
Other Methods
You can also pay electricity bills through:
- Bank apps - Navigate through multiple screens, select DisCo, enter details
- USSD codes - Works without internet but requires memorizing codes
- Physical locations - Bank branches, POS agents, DisCo offices
Tips for Paying Electricity Bills in Nigeria
1. Save Your Meter Number
Keep your meter number saved somewhere accessible. You'll need it for every payment.
2. Verify Before Paying
Always confirm the customer name matches your account before completing payment - this prevents paying for the wrong meter.
3. Keep Your Token
For prepaid meters, save or screenshot your token immediately. You'll need it to recharge your meter.
4. Pay During Off-Peak Hours
If using bank apps or USSD, payment processing is often faster during off-peak hours (early morning or late night).
5. Consider Prepaid
If you're on a postpaid meter and want more control over your electricity spending, request a prepaid meter from your DisCo.
Frequently Asked Questions
Q: Why is my meter number not found? A: Ensure you've selected the correct DisCo and entered the full meter number without spaces.
Q: How long does token delivery take? A: Most prepaid tokens arrive as soon as the purchase completes. If a result is delayed, RizPay keeps checking it, and if the purchase fails the money goes back to your wallet.
Q: Can I pay for someone else's meter? A: Yes, you can pay for any meter number as long as you have the correct details.
Q: What if I enter the wrong amount? A: For prepaid meters, you'll receive a token for whatever amount you paid. For postpaid, excess payments are credited to your account.
Q: Is there a minimum amount? A: Most platforms have a minimum of ₦500-₦1,000 for electricity payments.
Conclusion
Paying your electricity bill in Nigeria is easier than ever with multiple options available. With RizPay you can pay from your phone, keep your receipt, and get your money back automatically if a purchase fails.
Ready to pay your electricity bill the easy way?