How to Pay NEPA/Electricity Bills in Nigeria (2026 Guide)
2026-01-10
Paying electricity bills in Nigeria doesn't have to be stressful. Whether you have a prepaid or postpaid meter, this guide covers all the ways to pay your "NEPA bill"—from traditional methods to the fastest AI-powered option.
Quick Answer: Fastest Way to Pay
The fastest way to pay your electricity bill in Nigeria is through RizPay's WhatsApp AI. Just message +1 213 695 7840 and say "pay my electricity bill" or "buy light for [meter number]". The AI handles the rest in under 30 seconds.
Understanding Nigerian Electricity Billing
DisCos (Distribution Companies)
Nigeria has 11 electricity distribution companies (source: BusinessDay):
| DisCo | States Covered |
|---|---|
| Ikeja Electric (IE) | Lagos (Northern areas) |
| Eko Electric (EKEDC) | Lagos (Southern areas) |
| Abuja Electric (AEDC) | FCT, Kogi, Nasarawa, Niger |
| Port Harcourt Electric (PHED) | Akwa Ibom, Bayelsa, Cross River, Rivers |
| Kano Electric (KEDCO) | Jigawa, Kano, Katsina |
| Kaduna Electric (KAEDCO) | Kaduna, Kebbi, Sokoto, Zamfara |
| Jos Electric (JED) | Bauchi, Benue, Gombe, Plateau |
| Benin Electric (BEDC) | Delta, Edo, Ekiti, Ondo |
| Ibadan Electric (IBEDC) | Kwara, Ogun, Osun, Oyo |
| Enugu Electric (EEDC) | Abia, Anambra, Ebonyi, Enugu, Imo |
| Yola Electric (YEDC) | Adamawa, Borno, Taraba, Yobe |
Prepaid vs Postpaid Meters
- Prepaid meters: You buy electricity tokens in advance. No monthly bills—you pay as you go.
- Postpaid meters: You receive a bill based on estimated or actual usage. Pay monthly.
Method 1: Pay via WhatsApp AI (Fastest)
RizPay lets you pay electricity bills through a simple WhatsApp conversation.
Steps:
- Save RizPay's WhatsApp number: +1 213 695 7840
- Send a message like:
- "Pay electricity for 12345678901" (your meter number)
- "Buy 5000 naira light"
- "NEPA for [meter number]"
- The AI will confirm your meter details and amount
- Confirm payment from your RizPay wallet
- Receive your token instantly
Pros:
- Takes under 30 seconds
- No app download required
- Works 24/7
- AI remembers your meter for future payments
Cons:
- Requires internet connection
- Need to fund RizPay wallet first
Method 2: Pay via RizPay App
If you prefer a traditional app interface:
- Download RizPay from Play Store or App Store
- Create an account and fund your wallet
- Go to Electricity
- Select your DisCo
- Enter meter number
- Enter amount
- Confirm and pay
Other Methods (Slower Alternatives)
You can also pay electricity bills through:
- Bank apps - Navigate through multiple screens, select DisCo, enter details
- USSD codes - Works without internet but requires memorizing codes
- Physical locations - Bank branches, POS agents, DisCo offices
These methods work but typically take 2-5 minutes compared to RizPay's 30-second WhatsApp experience.
Tips for Paying Electricity Bills in Nigeria
1. Save Your Meter Number
Keep your meter number saved somewhere accessible. You'll need it for every payment.
2. Verify Before Paying
Always confirm the customer name matches your account before completing payment—this prevents paying for the wrong meter.
3. Keep Your Token
For prepaid meters, save or screenshot your token immediately. You'll need it to recharge your meter.
4. Pay During Off-Peak Hours
If using bank apps or USSD, payment processing is often faster during off-peak hours (early morning or late night).
5. Consider Prepaid
If you're on a postpaid meter and want more control over your electricity spending, request a prepaid meter from your DisCo.
Frequently Asked Questions
Q: Why is my meter number not found? A: Ensure you've selected the correct DisCo and entered the full meter number without spaces.
Q: How long does token delivery take? A: With RizPay, tokens are delivered instantly. Bank apps may take 1-5 minutes.
Q: Can I pay for someone else's meter? A: Yes, you can pay for any meter number as long as you have the correct details.
Q: What if I enter the wrong amount? A: For prepaid meters, you'll receive a token for whatever amount you paid. For postpaid, excess payments are credited to your account.
Q: Is there a minimum amount? A: Most platforms have a minimum of ₦500-₦1,000 for electricity payments.
Conclusion
Paying your electricity bill in Nigeria is easier than ever with multiple options available. For the fastest, hassle-free experience, try RizPay's WhatsApp AI—just send a message and pay in seconds.
Ready to pay your electricity bill the easy way?