Your users. Your app. Nigeria's bill payments.
You know your users. You decide how they fund their account. You use our API to offer them airtime, data, electricity, and cable TV. You earn a margin on every transaction, credited to your RizPay wallet automatically.
Nigeria's bill payment infrastructure as a service: all networks, all distribution companies, one API.
By integrating you agree to the Partner Agreement.
How the RizPay API works
You bring the users. We bring the infrastructure. You keep the margin.
You own the user relationship
Your users authenticate with your app. You control their experience. We are invisible infrastructure: no RizPay branding, no redirects, no separate login.
You control funding
Your users fund their account however you decide: bank transfer, card, USSD. We provision a dedicated virtual account per user and handle the reconciliation.
Earn on every transaction
Set your own margins. Every time a user completes a purchase through your app, your earnings are credited to your RizPay wallet automatically.
Four product categories, one API
Airtime (MTN, Airtel, Glo, 9mobile), data plans, electricity (all DisCos), and cable TV (DStv, GOtv, Startimes). One integration covers everything.
Webhooks for real-time events
Get notified on purchase success, failure, and reversal. Every webhook is signed with HMAC-SHA256 so you can verify it came from us.
Full sandbox environment
Test every product category without moving real money. Sandbox API keys are separate from production, so you can build and verify before going live.
Why choose RizPay?
Everything you need to build and grow a bill payment business on top of our platform.
Competitive rates
Earn a margin on every transaction. Volume bonuses available for high-transaction partners.
Fast integration
Single API for all bill payment categories. Clear documentation, code examples, and a full sandbox so you can go from zero to live quickly.
Secure infrastructure
Bank-grade security with end-to-end encryption. Secure, compliant infrastructure managed by RizPay.
Real-time transaction events
Webhooks for every transaction event - success, failure, and reversal. Automatic retries so you never miss an update.
Built for developers
Clear docs, working code examples, and a sandbox that mirrors production. No surprises when you go live.
Dedicated support
Priority support for API partners. We are here to help you ship and succeed.
Simple Integration
Buy airtime with just a few lines of code
const response = await fetch(
'https://my.rizpay.app/api/partners/v1/purchases',
{
method: 'POST',
headers: {
'Authorization': 'Bearer sk_live_your_secret_key',
'Content-Type': 'application/json'
},
body: JSON.stringify({
product_id: 'prd_mtn_airtime',
amount: '1000.00',
phone_number: '08012345678',
external_reference: '1736234400A1B2C3'
})
}
);
const data = await response.json();
console.log(data.data.status); // 'successful'Products Supported
One API for all Nigerian bill payments. Expand your service offering instantly.
Airtime
MTN, Airtel, Glo, 9mobile
- Instant delivery
- All networks
- Any amount
Data Plans
Daily, weekly, monthly bundles
- All networks
- Best rates
- Instant activation
Electricity
All distribution companies
- Prepaid & postpaid
- Instant token
- Nationwide coverage
Cable TV
DStv, GOtv, Startimes
- All packages
- Instant activation
- Renewal & new
Simple, Transparent Pricing
No hidden fees. Pay only for what you use with discounted rates.
Free
For testing and small projects
- 1,000 API calls per day
- Standard pricing
- Email support
- Sandbox access
Business
*with 100K+ monthly volume
For growing businesses
- Unlimited API calls
- 2% discount on all products
- Webhook support
- Priority email support
- Sandbox access
Enterprise
For high-volume developers
- Unlimited API calls
- 3%+ custom pricing
- Dedicated account manager
- 24/7 phone support
- Custom SLA
- White-label options
Start Building Today
Join hundreds of developers already using RizPay API to power bill payments in their applications.
No credit card required. Free tier available.